TERMS & CONDITIONS
Effective Date: 1 April 2026
Business Name: Monika Dey
Website: www.monikadey.com
1. OVERVIEW
This website is operated by Monika Dey. Throughout the site, the terms “we”, “us” and “our” refer to Monika Dey.
By accessing this website and/or purchasing any service, program, or product from us, you agree to be bound by these Terms & Conditions (“Terms”).
If you do not agree to these Terms, you may not access the website or use our services.
Our services are delivered through third-party platforms such as Kajabi, which provide the online infrastructure for accessing programs and content.
2. SERVICES
We provide coaching services, digital programs, educational content, and related materials delivered through platforms such as Kajabi, email, and live sessions.
All services are intended for educational and personal development purposes only.
3. ELIGIBILITY
By using this website, you confirm that:
You are at least 18 years old
You have the legal capacity to enter into a binding agreement
4. USE OF WEBSITE
You agree to:
Use this website for lawful purposes only
Not attempt to disrupt or compromise the website
Not misuse content, systems, or access
5. INTELLECTUAL PROPERTY
All content provided (including programs, materials, text, branding, and frameworks) is owned by Monika Dey unless otherwise stated.
You may not:
Copy, reproduce, distribute, or resell content
Share program materials with others
Use content for commercial purposes without written permission
6. PAYMENTS & BILLING
By purchasing any service:
You agree to provide accurate and complete billing information
You agree to complete all payments (including payment plans)
Failure to complete payments may result in:
Suspension of access
Termination of services
We reserve the right to refuse or cancel any order at our discretion.
7. REFUND POLICY
All purchases are non-refundable unless otherwise explicitly stated on the specific program or offer page.
By purchasing, you acknowledge that:
You are responsible for your decision
Results are not guaranteed
8. COACHING & PERSONAL RESPONSIBILITY
By participating in coaching or programs:
You understand this is not medical, psychological, legal, or financial advice
You take full responsibility for your decisions, actions, and results
You understand that outcomes vary between individuals
9. DISCLAIMER
All content is provided for educational and informational purposes only.
We do not guarantee:
Specific results
Income, business success, or personal transformation outcomes
That our services will meet your expectations
Any reliance on the information provided is at your own risk.
10. ACCURACY OF INFORMATION
We strive to provide accurate and up-to-date information, but we do not guarantee that all content is complete, accurate, or current.
We reserve the right to modify content at any time without obligation to update.
11. MODIFICATIONS TO SERVICES & PRICING
We reserve the right to:
Modify or discontinue services
Change pricing at any time without notice
We are not liable for any changes, suspensions, or discontinuations.
12. THIRD-PARTY SERVICES
We may use third-party platforms (e.g., Kajabi, payment providers, booking systems).
We are not responsible for:
Their performance
Their policies
Any issues arising from their use
13. USER CONDUCT & PROHIBITED USE
You agree not to:
Use the website or services for unlawful purposes
Harass, abuse, or harm others
Share harmful or malicious content
Attempt to hack, disrupt, or interfere with the platform
Violation may result in immediate termination of access.
14. TESTIMONIALS & FEEDBACK
By submitting testimonials, feedback, or comments, you grant us the right to:
Use, publish, and share them for marketing purposes
We will not use personal information without consent.
15. LIMITATION OF LIABILITY
To the fullest extent permitted by law:
We do not guarantee that the services will be uninterrupted, secure, or error-free.
Your use of our services is entirely at your own risk.
We are not liable for:
Any direct or indirect damages
Loss of income, business, data, or opportunities
Decisions or actions taken based on our content or services
16. INDEMNIFICATION
You agree to indemnify and hold harmless Monika Dey from any claims, damages, or expenses arising from:
Your use of the website or services
Your violation of these Terms
17. TERMINATION
We reserve the right to:
Refuse service to anyone at our discretion
Suspend or terminate access to services at any time
Remove participants who violate these Terms
You remain responsible for any outstanding payments.
18. FORCE MAJEURE
We are not liable for any delay or failure to perform resulting from causes beyond our reasonable control, including but not limited to technical failures, natural events, or third-party service disruptions.
19. SEVERABILITY
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force.
20. ENTIRE AGREEMENT
These Terms constitute the entire agreement between you and us and supersede any prior agreements or communications.
21. GOVERNING LAW
These Terms are governed by and construed in accordance with the laws of Sweden.
22. CHANGES TO TERMS
We may update these Terms at any time.
Your continued use of the website and services constitutes acceptance of any changes.
23. CONTACT INFORMATION
For questions regarding these Terms:
Email: [email protected]
